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Savings Rates

  • Rates are set by the Board of Directors and are subject to change.
  • Please note: The rate may change after the account is opened.
  • Rates accurate as of 12/01/2024
Savings Rates
Account Type Minimum Balance to Earn APY* Annual % Yield Dividend Rate
Share Savings $100 0.45% 0.45%
IRA (Individual Retirement Account) $100 0.45% 0.45%
Club Accounts $100 0.45% 0.45%

Money Market Share Rates

  • Rates are set by the Board of Directors and are subject to change.
  • Rates accurate as of 12/01/2024
Tier Balance to Earn APY* APY* Dividend Rate
Tier 1 $100 to $2,499 0.45% 0.45%
Tier 2 $2,500 to $49,999 0.55% 0.55%
Tier 3 $50,000+ 0.65% 0.65%

Term Share Certificate Rates

  • Rates are set by the Board of Directors and are subject to change.
  • Rates accurate as of 12/01/2024

Term Share Certificates and IRA Term Share Certificates**

Term Minimum Balance to Earn APY* APY* Dividend Rate
6 Month $1,000 0.80% 0.80%
12 Month $1,000 0.90% 0.90%
18 Month $1,000 1.00% 1.00%
12 Month - Save to Win $25 0.60% 0.60%

**Early Withdrawal Penalty Applies
**Fees may reduce the earnings on the account
*Annual Percentage Yield

Minimum opening deposit. The minimum amount required to open the share account, if it is greater than the minimum balance necessary to earn the advertised annual percentage yield. If the initial deposit is not greater, then this requirement does not apply.