Share Secured Loans

Borrow against your regular Share Savings on deposits at HCFFCU without touching your funds. Your Savings funds become available to you again as you pay down your loan.

• No prepayment penalties.
• Payment choices are a coupon book, or Payroll Deduction.

*Terms of Repayment Example: 48 monthly payments of $22.24 per $1,000 borrowed at 3.25% APR**
**APR= Annual Percentage Rate

Rates accurate as of 02/18/2025.

For more information, contact the Lending Department. Please do not include any sensitive information when emailing us.